Extended Auto Warranty & Vehicle Service Contracts

Athena offers extended protection, but coverage does not begin immediately. Waiting periods vary based on your vehicle's year, make, model, and other details. Refer to your contract for the requirements that apply, including any time and mileage conditions. When breakdowns happen, our vehicle protection plans shield you from the high cost of parts and labor.

Written and maintained by Athena Auto Protection Editorial Team — extended warranty specialists with expertise in vehicle service contracts, automotive repair, and consumer protection. Founded 2022.

Quick Answer

Athena Auto Protection provides extended auto warranty plans (Vehicle Service Contracts) that cover mechanical breakdowns after the manufacturer's warranty expires. Plans cover engines, transmissions, A/C systems, electrical components, and more — with a $100 deductible, individual claim review, and direct payment to any licensed repair facility in the US or Canada. Coverage is available in 48 states. Athena offers 6-year policies for new vehicles. Available terms and mileage limits depend on your vehicle and selected contract.

Key Takeaways

1. Three coverage plans from basic powertrain to comprehensive exclusionary protection
2. $100 flat deductible per repair visit — Athena pays the shop directly for covered costs
3. Claims are reviewed individually. Customer care assists Monday–Friday, 8:00 a.m.–5:00 p.m. CST
4. Use any licensed repair facility — independent shops, national chains, or dealerships
5. Coverage in 48 U.S. states, with 6-year policies available for new vehicles. Available terms and mileage limits depend on your vehicle and selected contract.
6. All plans include 24/7 roadside assistance, rental car benefits, and trip interruption coverage

Coverage Plans

We offer three coverage plans to match every need and budget:

Exclusionary (New Car Coverage) — Comprehensive exclusionary coverage for newer vehicles, covering nearly all mechanical components except those specifically excluded.
Deluxe Coverage — Our most popular stated-component plan covering the engine, transmission, drive axle, electrical system, air conditioning, steering, brakes, and more.
Powertrain Enhanced — Essential protection including the engine, transmission, drive axle, A/C, and electrical systems with a $100 deductible per repair visit.

Maintenance benefits are standard across all plans, subject to contract limits and conditions. Transfer fees apply; see your contract or concierge for the applicable amount.

Why Choose Athena?

$100 flat deductible per repair visit — no surprises on your bill
individual claim review for fast resolution
Customer care at (888) 842-8839 — Monday–Friday, 8:00 a.m.–5:00 p.m. CST
Direct payment to repair facilities — no out-of-pocket reimbursement required
Coverage does not begin immediately. Waiting periods vary based on your vehicle's year, make, model, and other details. Refer to your contract for the requirements that apply, including any time and mileage conditions. Review your contract
Licensed and operating in 48 U.S. states
Athena offers 6-year policies for new vehicles. Available terms and mileage limits depend on your vehicle and selected contract.
Clean title required; no salvage or branded title vehicles
BBB A+ rated with 4.6-star customer satisfaction across 770+ reviews

How the Claims Process Works

When your vehicle breaks down, take it to any licensed repair facility. Customer care assists with claims at (888) 842-8839, Monday–Friday, 8:00 a.m.–5:00 p.m. CST. Our claims team reviews claims individually and pays the shop directly, so you only pay the $100 deductible.

Benefits Included with Every Plan

Every plan includes complimentary roadside assistance (towing up to 25 miles, flat tire service, jump start, fuel delivery, and lockout service), trip interruption reimbursement up to $300, and concierge scheduling Monday–Friday, 8:00 a.m.–5:00 p.m. CST through our network of ASE-certified repair shops.

Frequently Asked Questions

What is the deductible?: All plans have a $100 deductible per repair visit, regardless of the plan tier selected.
How long is the waiting period?: Coverage does not begin immediately. Waiting periods vary based on your vehicle's year, make, model, and other details. Refer to your contract for the requirements that apply, including any time and mileage conditions.
Which states are covered?: Athena Auto Protection is licensed and available in 48 U.S. states, excluding California and Washington.
Can I use any repair shop?: Yes. You may take your vehicle to any licensed repair facility of your choice. We pay the shop directly.
How do I get a quote?: Call our sales team at (833) 251-9786 Monday through Friday, 8 AM to 8 PM, or complete the online quote form.

Contact Us

Sales: (833) 251-9786 — Monday–Friday, 8 AM–8 PM ET
Customer Care: (888) 842-8839 — Monday–Friday, 8:00 a.m.–5:00 p.m. CST.
For 24/7 roadside assistance, use the roadside contact in your contract.