Question 1

What is an auto warranty (VSC)?

Accepted Answer

An auto warranty, or Vehicle Service Contract (VSC), is a contract that covers the cost of specific mechanical repairs and component failures. Unlike insurance which covers accidents and theft, a VSC covers internal mechanical breakdowns. Athena Auto Protection provides VSCs licensed in 48 states.

Question 2

What does Athena Auto Protection cover?

Accepted Answer

Coverage varies by plan but can include engine, transmission, drivetrain, electrical systems, air conditioning, steering, and more. Common repair costs covered include engines ($4,000–$10,000), transmissions ($3,500–$7,000), and A/C systems ($900–$2,500).

Question 3

What is the deductible?

Accepted Answer

Athena's standard deductible is $100 per repair visit. You pay this amount directly to the repair facility, and Athena covers the rest of the approved repair costs, paying the shop directly.

Question 4

How do I file a claim?

Accepted Answer

Have your licensed repair facility contact Athena when your vehicle needs repair. Our team will verify coverage, coordinate with the facility, and manage all paperwork. Claims are processed within 48 hours maximum. You just pay your $100 deductible at the shop — Athena pays the facility directly for all covered repairs.

Question 5

Can I choose my own mechanic?

Accepted Answer

Yes. Athena Auto Protection accepts any licensed repair facility in the US and Canada — your trusted local mechanic, a national chain, or an authorized dealership. There is no restricted shop network.

Question 6

Is there a waiting period before coverage begins?

Accepted Answer

Yes. Coverage requires a 30-day AND 1,000-mile waiting period from the contract purchase date. Both conditions must be satisfied before coverage is active.

Question 7

What states do you serve?

Accepted Answer

Athena Auto Protection is available in 48 states. Coverage is currently not available in California (CA) or Washington (WA).

Frequently Asked Questions

General Questions FAQ

What is an auto warranty (VSC)?

How is Athena Auto Protection different from my manufacturer's warranty?

Can I get coverage for a used vehicle?

Is there a waiting period before coverage begins?

Coverage & Plans FAQ

What does Athena Auto Protection cover?

What is NOT covered under the warranty?

Can I choose my own mechanic?

Do you offer different coverage levels?

Claims & Repairs FAQ

How do I file a claim?

How long does claim approval take?

What if the repair costs more than estimated?

What is the deductible?

Pricing & Payment FAQ

How much does Athena Auto Protection cost?

Can I pay monthly or do I have to pay in full?

Is there a cancellation fee?

Are there any hidden fees?

Eligibility & Requirements FAQ

Does my vehicle need to pass an inspection?

Do I need to maintain my vehicle to keep coverage active?

Can I transfer my warranty if I sell my vehicle?

What states do you serve?

Still Have Questions?