Athena Auto Protection
Most Popular

Deluxe Vehicle Coverage Plan

Comprehensive Protection

Our most popular plan balances comprehensive coverage with value. Protect the components that matter most while keeping your monthly payment affordable.

Flexible monthly plans — pricing based on your vehicle · $100 deductible

Why Deluxe is Our Best Seller

Deluxe Coverage provides the comprehensive protection most drivers need at a price that makes sense for their budget.

Deluxe Coverage is a stated-component plan that covers an extensive list of mechanical and electrical parts. While not quite as all-encompassing as our New Car Coverage, it still protects the vast majority of components that are most likely to fail and most expensive to repair.

This plan is perfect for drivers who want robust protection without paying for the absolute highest tier. It covers all the critical systems — engine, transmission, drive axle, air conditioning, and more — along with many electronic and convenience features.

Covered Vehicle Components

Deluxe Coverage protects these critical systems and components.

Engine

  • • All internally lubricated parts
  • • Timing chain/belt and components
  • • Oil pump and water pump
  • • Engine mounts
  • • Intake and exhaust manifolds

Transmission

  • • All internal parts
  • • Torque converter
  • • Transfer case
  • • Transmission mounts
  • • Shift linkage components

Drive Axle

  • • Front and rear differentials
  • • Axle shafts
  • • CV joints and boots
  • • Universal joints
  • • Drive shaft

Cooling System

  • • Water pump
  • • Thermostat and housing
  • • Radiator
  • • Cooling fans and motors
  • • Heater core

Air Conditioning

  • • Compressor
  • • Condenser
  • • Evaporator
  • • Expansion valve/orifice tube
  • • Accumulator/receiver drier

Electrical

  • • Alternator and starter
  • • Power window motors
  • • Power lock actuators
  • • Power seat motors
  • • Key fob and ignition

Also Covered:

• Steering (power and manual)
• Suspension components
• Brakes (non-wear items)
• Fuel system components
• Turbo/supercharger
• ABS system

Deluxe vs. Other Plans

Coverage AreaPowertrainDeluxeNew Car
Engine & Transmission
Air Conditioning
Electrical Components
Steering & Suspension
High-Tech ElectronicsLimited
Infotainment/Nav

Included Plan Benefits

Every Deluxe Coverage plan includes these valuable extras.

Rental Car Coverage

Up to $40/day for up to 5 days

24-Hour Roadside

Towing, jump starts, lockout service

Trip Interruption

Up to $500 per incident

Concierge Support

24/7 claims assistance

Is Deluxe Coverage Right for You?

Perfect For:

  • Drivers wanting great coverage at a great value
  • Vehicles 3-7 years old with moderate mileage
  • Those who don't need high-tech coverage
  • Budget-conscious owners wanting protection

Key Benefits:

  • Covers most expensive repairs
  • Lower monthly cost than New Car
  • Only $100 deductible
  • Fully transferable

Frequently Asked Questions

What does Deluxe Coverage include?

Deluxe Coverage is a stated-component plan that covers engine, transmission, drive axle, air conditioning, electrical systems, steering, suspension, and brakes, along with 24-hour roadside assistance, rental car reimbursement, trip interruption coverage, and 24/7 concierge claims support.

Why is Deluxe Coverage the most popular plan?

Deluxe Coverage balances comprehensive protection with affordability. It covers all the critical systems most likely to fail and most expensive to repair, making it the right choice for most drivers.

How does Deluxe Coverage differ from New Car Coverage?

New Car Coverage is exclusionary — everything is covered except a short list. Deluxe Coverage is a stated-component plan that lists the parts covered. Both plans include the same roadside assistance, rental car, and concierge support benefits.

What is the deductible for Deluxe Coverage?

The deductible is $100 per repair visit.

Get Our Most Popular Coverage

See why Deluxe is the choice of most Athena customers. Request your free quote today.