Deluxe Vehicle Coverage Plan
Comprehensive Protection
Our most popular plan balances comprehensive coverage with value. Protect the components that matter most while keeping your monthly payment affordable.
Flexible monthly plans — pricing based on your vehicle · $100 deductible
Why Deluxe is Our Best Seller
Deluxe Coverage provides the comprehensive protection most drivers need at a price that makes sense for their budget.
Deluxe Coverage is a stated-component plan that covers an extensive list of mechanical and electrical parts. While not quite as all-encompassing as our New Car Coverage, it still protects the vast majority of components that are most likely to fail and most expensive to repair.
This plan is perfect for drivers who want robust protection without paying for the absolute highest tier. It covers all the critical systems — engine, transmission, drive axle, air conditioning, and more — along with many electronic and convenience features.
Covered Vehicle Components
Deluxe Coverage protects these critical systems and components.
Engine
- • All internally lubricated parts
- • Timing chain/belt and components
- • Oil pump and water pump
- • Engine mounts
- • Intake and exhaust manifolds
Transmission
- • All internal parts
- • Torque converter
- • Transfer case
- • Transmission mounts
- • Shift linkage components
Drive Axle
- • Front and rear differentials
- • Axle shafts
- • CV joints and boots
- • Universal joints
- • Drive shaft
Cooling System
- • Water pump
- • Thermostat and housing
- • Radiator
- • Cooling fans and motors
- • Heater core
Air Conditioning
- • Compressor
- • Condenser
- • Evaporator
- • Expansion valve/orifice tube
- • Accumulator/receiver drier
Electrical
- • Alternator and starter
- • Power window motors
- • Power lock actuators
- • Power seat motors
- • Key fob and ignition
Also Covered:
Deluxe vs. Other Plans
| Coverage Area | Powertrain | Deluxe | New Car |
|---|---|---|---|
| Engine & Transmission | |||
| Air Conditioning | — | ||
| Electrical Components | — | ||
| Steering & Suspension | — | ||
| High-Tech Electronics | — | Limited | |
| Infotainment/Nav | — | — |
Included Plan Benefits
Every Deluxe Coverage plan includes these valuable extras.
Rental Car Coverage
Up to $40/day for up to 5 days
24-Hour Roadside
Towing, jump starts, lockout service
Trip Interruption
Up to $500 per incident
Concierge Support
24/7 claims assistance
Is Deluxe Coverage Right for You?
Perfect For:
- Drivers wanting great coverage at a great value
- Vehicles 3-7 years old with moderate mileage
- Those who don't need high-tech coverage
- Budget-conscious owners wanting protection
Key Benefits:
- Covers most expensive repairs
- Lower monthly cost than New Car
- Only $100 deductible
- Fully transferable
Frequently Asked Questions
What does Deluxe Coverage include?
Deluxe Coverage is a stated-component plan that covers engine, transmission, drive axle, air conditioning, electrical systems, steering, suspension, and brakes, along with 24-hour roadside assistance, rental car reimbursement, trip interruption coverage, and 24/7 concierge claims support.
Why is Deluxe Coverage the most popular plan?
Deluxe Coverage balances comprehensive protection with affordability. It covers all the critical systems most likely to fail and most expensive to repair, making it the right choice for most drivers.
How does Deluxe Coverage differ from New Car Coverage?
New Car Coverage is exclusionary — everything is covered except a short list. Deluxe Coverage is a stated-component plan that lists the parts covered. Both plans include the same roadside assistance, rental car, and concierge support benefits.
What is the deductible for Deluxe Coverage?
The deductible is $100 per repair visit.
Get Our Most Popular Coverage
See why Deluxe is the choice of most Athena customers. Request your free quote today.