Subaru Crosstrek Extended Warranty Guide
The Subaru Crosstrek is a popular choice for adventure-minded drivers who want AWD capability without the bulk of a full SUV. It's generally reliable, but Subaru's flat-four engines and CVT transmissions have documented issues that can lead to costly repairs beyond the factory warranty.
Quick Answer
The Subaru Crosstrek is capable and reliable overall, but watch for oil consumption issues ($2,000–$4,000), CVT wear ($3,000–$5,500), and head gasket failure ($1,500–$2,800). Athena Auto Protection covers all of these with a flat $100 deductible per visit.
Key Takeaways
- 1FB20 engine oil consumption issues can require piston ring work costing $2,000–$4,000.
- 2CVT transmission wear and failure costs $3,000–$5,500 to repair or replace.
- 3Head gasket replacement runs $1,500–$2,800 — less common than EJ engines but still a risk.
- 4Symmetrical AWD center differential and rear differential repairs average $1,200–$2,500.
- 5Athena covers Crosstrek repairs at any licensed shop with a $100 deductible.
- 6Coverage available for Crosstrek models up to 150,000 miles at enrollment.
Common Subaru Crosstrek Failure Points
The Crosstrek's reputation for reliability holds up well compared to many competitors, but there are specific failure patterns worth knowing:
Engine Oil Consumption
The 2.0L FB20 engine used in 2013–2017 Crosstrek models developed a well-documented oil consumption issue where rings wore prematurely, causing engines to burn a quart of oil per 1,000 miles or less. Full repair requires piston ring replacement at $2,000 to $4,000. Subaru's extended warranty covered many affected vehicles, but coverage has expired for most.
NHTSA received hundreds of complaints about excessive oil consumption in 2013–2017 Subaru Crosstrek and Impreza models equipped with the FB20 engine.
CVT Transmission
The Crosstrek's CVT (Lineartronic) transmission can develop shudder and slippage at higher mileages, typically above 90,000 miles. A full CVT rebuild or replacement costs $3,000 to $5,500 at a dealership.
Head Gasket
While the FB-series engines are less prone to head gasket failure than the older EJ engines, it still occurs — particularly in vehicles that have experienced overheating events. Head gasket replacement costs $1,500 to $2,800 including machining if the head is warped.
Symmetrical AWD Components
The Crosstrek's AWD system adds value but also adds failure points. Center differential and rear differential repairs run $1,200 to $2,500, and viscous coupling issues can require drivetrain component replacement.
What Athena's Coverage Pays For
Athena Auto Protection
Cap Your Repair Risk at $100
- $100 flat deductible — every repair, every time
- Claims paid directly to the shop within 48 hours
- Coverage available in 48 states
Athena Auto Protection covers all major Crosstrek failure categories:
- Powertrain Plus: Engine internals, CVT transmission, drive axle, AWD components
- Enhanced Powertrain: Adds A/C, electrical, and fuel delivery coverage
- Deluxe Coverage: All major systems including suspension, cooling, and steering
- New Car Coverage: Near-complete mechanical and electrical coverage
You pay just $100 per visit. Athena pays the shop directly — Subaru dealership or independent mechanic.
Crosstrek Eligibility for Coverage
Most Subaru Crosstreks are eligible for Athena Auto Protection if they have:
- A clean title (no salvage or rebuilt titles)
- Under 150,000 miles at enrollment
- No pre-existing mechanical failures at enrollment
Coverage activates after a 30-day and 1,000-mile waiting period.
Protect Your Crosstrek Today
The Subaru Crosstrek's AWD capability and rugged reputation are assets — but oil consumption and CVT issues can turn into expensive surprises. An extended warranty from Athena Auto Protection keeps you covered mile after mile.
Sources & Methodology
Last Updated: May 2026
RepairPal: Subaru Crosstrek repair cost estimates and reliability ratings (2024–2025)
NHTSA: Subaru Crosstrek oil consumption complaint data and TSBs
Consumer Reports: Subaru Crosstrek reliability ratings (2023–2025)
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- $100 flat deductible — every repair, every time
- Claims paid directly to the shop within 48 hours
- Coverage available in 48 states
About the Article Author
Steven Telle
Chief Operating Officer
Steven oversees daily operations, claims processing, and the concierge support teams at Athena. He brings deep experience in warranty administration and service contract compliance, ensuring every customer interaction meets the highest standard of transparency and speed.