Athena Auto Protection
Basic Protection

Powertrain Plus Coverage Plan

Basic Protection

Focused protection for your vehicle's most critical and expensive components. Powertrain Plus shields you from the catastrophic repairs that can total a car's value.

Flexible monthly plans — pricing based on your vehicle · $100 deductible

Protection Where It Matters Most

Your engine and transmission are the heart and soul of your vehicle — and the most expensive to replace.

Powertrain Plus is our foundational coverage plan, designed to protect you from the single greatest financial risks in car ownership: engine failure and transmission failure. These repairs can easily cost $4,000-$8,000 or more, often exceeding the value of an older vehicle.

This plan is perfect for drivers who want essential protection at the most affordable price point. If the engine or transmission fails, Powertrain Plus has you covered. You pay just your $100 deductible — we handle the rest.

Covered Vehicle Components

Powertrain Plus protects the core drivetrain components.

Engine

  • • Cylinder block
  • • Cylinder heads
  • • All internally lubricated parts
  • • Pistons and rings
  • • Crankshaft and bearings
  • • Camshaft and lifters
  • • Timing chain/belt
  • • Oil pump

Transmission

  • • Transmission case
  • • All internal parts
  • • Torque converter
  • • Valve body
  • • Input and output shafts
  • • Gears and synchronizers
  • • Clutch packs (automatic)
  • • Solenoids

Drive Axle

  • • Front differential
  • • Rear differential
  • • Axle shafts
  • • CV joints
  • • Universal joints
  • • Drive shaft
  • • Transfer case (4WD/AWD)
  • • Differential bearings

The Math Makes Sense

$4,500

Average transmission replacement

$6,000

Average engine replacement

$100

Your deductible with Powertrain Plus

One Repair Can Pay for Years of Coverage

A single covered engine or transmission repair can save you thousands of dollars — often more than the entire cost of your protection plan. Powertrain Plus is affordable insurance against the repairs that can derail your finances.

Included Plan Benefits

Even our basic plan includes these valuable extras at no additional cost.

Rental Car Coverage

Up to $40/day for up to 5 days

24-Hour Roadside

Towing, jump starts, lockout service

Trip Interruption

Up to $500 per incident

Concierge Support

24/7 claims assistance

Understanding Coverage Limits

As a focused powertrain plan, the following systems are not covered:

Air conditioning system
Electrical components (windows, locks, etc.)
Steering and suspension
Cooling system components
Electronics and infotainment
Brake system components

If you want coverage for these additional systems, consider our Enhanced Powertrain or Deluxe plans.

Is Powertrain Plus Right for You?

Perfect For:

  • Budget-conscious drivers
  • Older, higher-mileage vehicles
  • Those worried about catastrophic failures
  • Drivers wanting basic, essential protection

Key Benefits:

  • Lowest monthly cost
  • Covers the most expensive repairs
  • Only $100 deductible
  • Still includes roadside & rental

Frequently Asked Questions

What does Powertrain Plus Coverage include?

Powertrain Plus covers the most critical and expensive vehicle components: engine, transmission, and drive axle. It also includes 24-hour roadside assistance, rental car reimbursement, trip interruption coverage, and 24/7 concierge claims support.

Who should choose Powertrain Plus?

Powertrain Plus is ideal for budget-conscious drivers who want protection against the most catastrophic — and costly — mechanical failures, which can run $4,000–$8,000 or more.

What is the deductible for Powertrain Plus?

The deductible is $100 per repair visit.

What is the starting price for Powertrain Plus?

Powertrain Plus starts at $49 per month, with pricing based on your specific vehicle.

Get Basic Protection at a Great Price

Powertrain Plus is the affordable way to protect yourself from the repairs that matter most. Request your free quote today.