Maintenance benefits are standard across all plans, subject to the applicable contract's limits and conditions. Limited maintenance benefits do not mean unlimited routine maintenance or wear-item repairs.
Transfer fees apply. Refer to your contract or contact the concierge for the applicable amount and transfer requirements.
Coverage is subject to the applicable contract, exclusions, limits, and claim conditions.
Exclusionary (New Car Coverage)
Complete Protection for Your Vehicle
Our most comprehensive plan, designed to provide near factory-level coverage for newer vehicles. Virtually everything is covered except a short list of exclusions.
Athena coverage is tailored to your vehicle — get a personalized quote. Your quote depends on your vehicle, mileage, coverage, and contract terms. · $100 deductible
The Ultimate Vehicle Protection
New Car Coverage is our exclusionary, bumper-to-bumper plan — the closest thing to your original factory warranty.
With New Car Coverage, instead of listing what's covered, we list the few things that aren't. This means virtually every mechanical and electrical component in your vehicle is protected. From the engine and transmission to the air conditioning, power windows, and onboard computer systems — if it fails due to a mechanical breakdown, you're covered.
This plan is ideal for newer vehicles that are approaching the end of their factory warranty, or for owners who want maximum peace of mind knowing that nearly any repair will be covered.
Comprehensive Component Coverage
New Car Coverage protects virtually all mechanical and electrical systems.
Engine
All internally lubricated parts, gaskets, seals, timing components, engine mounts, and the engine control module.
Transmission
Complete automatic or manual transmission, torque converter, transfer case, and all internal components.
Drive Axle
Front and rear differentials, axle shafts, CV joints, U-joints, and 4WD/AWD components.
Cooling System
Water pump, thermostat, radiator, cooling fans, heater core, and related components.
Air Conditioning
Compressor, condenser, evaporator, expansion valve, and all AC system components.
Electrical Systems
Alternator, starter, power windows, power locks, sensors, switches, and electronic modules.
Technology & Infotainment
Navigation systems, touchscreens, backup cameras, Bluetooth modules, and audio systems.
Safety Systems
ABS components, stability control, airbag sensors, and advanced driver assistance features.
And Much More
Steering, suspension, brakes (non-wear items), fuel system, emissions, and hundreds of other components.
Standard Coverage Exclusions
Like any vehicle protection plan, New Car Coverage does not include:
- Routine maintenance (oil changes, filters)
- Wear items (brake pads, tires, wiper blades)
- Cosmetic damage (dents, scratches, interior wear)
- Damage from accidents or collisions
- Pre-existing conditions
- Damage from neglect or improper maintenance
Included Plan Benefits
Every New Car Coverage plan comes with these valuable extras at no additional cost.
Rental Car Coverage
Up to $40/day for up to 5 days during covered repairs
24-Hour Roadside
Towing, jump starts, flat tire, lockout, and fuel delivery
Trip Interruption
Up to $500 for hotels, meals, and transportation
Concierge Support
Customer-care claims advocacy Monday–Friday, 8:00 a.m.–5:00 p.m. CST
Who Should Choose New Car Coverage?
Ideal For:
- Newer vehicles with low mileage
- Owners wanting maximum peace of mind
- Vehicles approaching factory warranty expiration
- Those who want coverage closest to factory
Key Advantages:
- Most comprehensive coverage available
- Electronics and tech systems included
- Only $100 deductible per visit
- Transferable if you sell the vehicle; transfer fees apply. See your contract or concierge for the amount.
Frequently Asked Questions
What does New Car Coverage include?
New Car Coverage is Athena Auto Protection's most comprehensive exclusionary extended warranty. It covers virtually every mechanical and electrical component — engine, transmission, drive axle, cooling system, air conditioning, electrical systems, technology & infotainment, and safety systems — plus 24-hour roadside assistance, rental car reimbursement, and trip interruption benefits.
Is New Car Coverage an exclusionary warranty?
Yes. Rather than listing every covered part, New Car Coverage lists only what isn't covered. This means virtually every mechanical and electrical breakdown is covered under the plan.
What is the deductible for New Car Coverage?
The deductible is $100 per repair visit.
Who should choose New Car Coverage?
New Car Coverage is ideal for owners of newer vehicles approaching the end of their factory warranty, or anyone who wants maximum peace of mind with near factory-level bumper-to-bumper protection.
Explore Complete Protection
Request your free, no-obligation quote for New Car Coverage and discover how affordable comprehensive protection can be.