New Car Coverage Plan — Comprehensive Exclusionary Extended Warranty
Athena Auto Protection's New Car Coverage is our most comprehensive plan, designed for newer vehicles seeking the broadest possible protection. As an exclusionary plan, it covers nearly all mechanical and electrical components — everything except a specific list of excluded items. This is the gold standard in extended warranty coverage, equivalent to bumper-to-bumper factory protection.
Written and maintained by Athena Auto Protection Editorial Team — extended warranty specialists with expertise in vehicle service contracts, automotive repair, and consumer protection. Founded 2022.
Key Takeaways
- 1. Exclusionary coverage — covers all components except those specifically listed as excluded
- 2. Equivalent to bumper-to-bumper factory warranty protection for post-warranty vehicles
- 3. Covers engine, transmission, drive axle, electrical, A/C, steering, brakes, suspension, and more
- 4. $100 flat deductible per repair visit — Athena pays the shop directly
- 5. 48-hour claim authorization — faster than any national competitor
- 6. Available for vehicles up to 5 years or 125,000 miles at enrollment
Covered Components
- Engine (all internal lubricated parts)
- Transmission (all internal parts)
- Drive Axle & CV Joints
- Transfer Case
- Air Conditioning & Heating System
- Electrical System (starter, alternator, wiring harness)
- Power Steering (pump, rack & pinion)
- Brakes (master cylinder, calipers, ABS module)
- Suspension (upper & lower control arms, struts, shocks)
- Fuel System (fuel pump, injectors, regulator)
- Cooling System (water pump, radiator, thermostat)
- Turbocharger / Supercharger
- Navigation & Infotainment Systems
- Power Windows, Locks & Mirrors
Frequently Asked Questions
- What does exclusionary coverage mean?
- Exclusionary coverage covers every mechanical and electrical component on your vehicle except those specifically listed as excluded. This is the broadest type of warranty protection available and mirrors factory bumper-to-bumper coverage.
- Is New Car Coverage available for used vehicles?
- Yes. New Car Coverage is available for vehicles up to 5 years old or 125,000 miles at enrollment — not just factory-new cars.
- What is excluded from New Car Coverage?
- Common exclusions include routine maintenance items (oil, filters, wiper blades), wear-and-tear parts (brake pads, tires), cosmetic damage, and pre-existing conditions present before enrollment.
- How does New Car Coverage compare to Deluxe Coverage?
- New Car Coverage is exclusionary (covers everything except listed exclusions). Deluxe Coverage is stated-component (lists exactly what's covered). New Car Coverage is broader but may cost more per month.
- Does New Car Coverage include roadside assistance?
- Yes. Every Athena plan, including New Car Coverage, includes 24/7 roadside assistance, trip interruption reimbursement, and concierge scheduling at no extra cost.
Why Choose Athena Auto Protection?
- $100 flat deductible per repair visit — no surprises on your bill
- 48-hour claim processing for fast resolution
- 24/7 concierge support at (888) 842-8839
- Direct payment to repair facilities — no out-of-pocket reimbursement required
- 30-day / 1,000-mile waiting period from enrollment
- Licensed and operating in 48 U.S. states
- Coverage for vehicles up to 5 years or 125,000 miles
- Clean title required; no salvage or branded title vehicles
- BBB A+ rated with 4.6-star customer satisfaction across 590+ reviews
How the Claims Process Works
When your vehicle breaks down, take it to any licensed repair facility. Call our 24/7 concierge line at (888) 842-8839 and we will open a claim on your behalf. Our claims team authorizes the repair within 48 hours and pays the shop directly, so you only pay the $100 deductible.
Benefits Included with Every Plan
Every plan includes complimentary roadside assistance (towing up to 25 miles, flat tire service, jump start, fuel delivery, and lockout service), trip interruption reimbursement up to $300, and 24/7 concierge scheduling through our network of ASE-certified repair shops.
Contact Us
Sales: (833) 251-9786 — Monday–Friday, 8 AM–8 PM ET
24/7 Concierge Support: (888) 842-8839
Email: cc@athenaautoprotection.com
