How Extended Auto Warranty Works - Enrollment & Claims
Athena Auto Protection, founded in 2022, provides extended vehicle warranty plans and service contracts designed to protect drivers from unexpected mechanical repair bills. Our plans are available in 47 states (excluding California, Washington, and Alaska) for vehicles up to 5 years or 125,000 miles.
Written and maintained by Athena Auto Protection Editorial Team — extended warranty specialists with expertise in vehicle service contracts, automotive repair, and consumer protection. Founded 2022.
Quick Answer
Athena Auto Protection provides extended auto warranty plans (Vehicle Service Contracts) that cover mechanical breakdowns after the manufacturer's warranty expires. Plans cover engines, transmissions, A/C systems, electrical components, and more — with a $100 deductible, 48-hour claim processing, and direct payment to any licensed repair facility in the US or Canada. Coverage is available in 48 states for vehicles up to 5 years or 125,000 miles.
Key Takeaways
- 1. Four coverage tiers from basic powertrain to comprehensive exclusionary protection
- 2. $100 flat deductible per repair visit — Athena pays the shop directly for covered costs
- 3. Claims processed within 48 hours with a personal claims advocate and 24/7 concierge support
- 4. Use any licensed repair facility — independent shops, national chains, or dealerships
- 5. Coverage in 47 U.S. states for vehicles up to 5 years or 125,000 miles
- 6. All plans include 24/7 roadside assistance, rental car benefits, and trip interruption coverage
Coverage Plans
We offer four tiers of vehicle protection to match every need and budget:
- New Car Coverage — Comprehensive exclusionary coverage for newer vehicles, covering nearly all mechanical components except those specifically excluded.
- Deluxe Coverage — Our most popular stated-component plan covering the engine, transmission, drive axle, electrical system, air conditioning, steering, brakes, and more.
- Enhanced Powertrain — Essential protection including the engine, transmission, drive axle, A/C, and electrical systems with a $100 deductible per repair visit.
- Powertrain Plus — Foundational powertrain coverage protecting engine, transmission, and drive axle components at an affordable monthly rate.
Why Choose Athena?
- $100 flat deductible per repair visit — no surprises on your bill
- 48-hour claim processing for fast resolution
- 24/7 concierge support at (833) 251-4357
- Direct payment to repair facilities — no out-of-pocket reimbursement required
- 30-day / 1,000-mile waiting period from enrollment
- Licensed and operating in 47 U.S. states
- Coverage for vehicles up to 5 years or 125,000 miles
- Clean title required; no salvage or branded title vehicles
- BBB A+ rated with 4.6-star customer satisfaction across 590+ reviews
How the Claims Process Works
When your vehicle breaks down, take it to any licensed repair facility. Call our 24/7 concierge line at (833) 251-4357 and we will open a claim on your behalf. Our claims team authorizes the repair within 48 hours and pays the shop directly, so you only pay the $100 deductible.
Benefits Included with Every Plan
Every plan includes complimentary roadside assistance (towing up to 25 miles, flat tire service, jump start, fuel delivery, and lockout service), trip interruption reimbursement up to $300, and 24/7 concierge scheduling through our network of ASE-certified repair shops.
Frequently Asked Questions
- What is the deductible?
- All plans have a $100 deductible per repair visit, regardless of the plan tier selected.
- How long is the waiting period?
- A 30-day and 1,000-mile waiting period applies from the enrollment date before coverage becomes active.
- Which states are covered?
- Athena Auto Protection is licensed and available in 47 U.S. states, excluding California, Washington, and Alaska.
- Can I use any repair shop?
- Yes. You may take your vehicle to any licensed repair facility of your choice. We pay the shop directly.
- How do I get a quote?
- Call our sales team at (833) 251-9786 Monday through Friday, 8 AM to 8 PM, or complete the online quote form.
Contact Us
Sales: (833) 251-9786 — Monday–Friday, 8 AM–8 PM ET
24/7 Concierge Support: (833) 251-4357
Email: cc@athenaautoprotection.com